Covenant Capital Management Inc. is a wholly-owned subsidiary of Covenant Family Wealth Advisors. As a full service portfolio manager with access to publicly listed securities, exchange traded funds and bonds, we work closely with Covenant Family Wealth Advisors to integrate capital management into your overall financial stewardship plan.
Our experienced team will work closely with you to create a quality and diversified investment portfolio that:
- Is in line with your personal objectives and complements your overall financial stewardship plan
- Emphasizes capital preservation
- Ensures you are properly rewarded by the amount of risk you take
- Focuses on diversifying investments to mitigate risk, while still allowing access to upside benefits from different sectors of the market
Through this approach, we will help eliminate the concern and stress associated with managing your wealth. We have the concepts, investment vehicles, and expertise to reflect proper stewardship and give you financial upside while minimizing downside risk.
Financial Capital Models:
Covenant Capital Management uses a series of eight proprietary investment models in order to achieve capital preservation and returns to best match risk tolerance. These investment models also help to more efficiently allocate and diversify your assets. Better yet, they allow us to more effectively research economic environment and market trends in order to better serve you, the client.
So whether you are looking for a portfolio to drive capital growth with minimal risk, or a portfolio focused on income, our flexible model and process will enable us to integrate your personal capital strategy into your overall wealth plan.
Financial Capital Process:
Here is our typical process:
- Confidential Interviews: From a series of interviews, we’ll gather data related to your current wealth strategy, considering all fixed or flexible assets.
- Financial Situation Review: Using the data gathered, we will examine your overall financial situation.
- Investment Policy Statement: Once your review is completed, an investment policy statement will be created to govern your overall investment objectives.
- Investment Model Implemented: Finally, we’ll implement the most appropriate investment model to achieve your objectives.
Financial Capital Fees
Instead of a transactional or commission-based model, Covenant Capital Management uses a competitive fee-for-service structure. This means our investment advice is independent and objective, because we don’t have to be loyal to a specific corporation or endorse any one investment model or vehicle.
Our fees are calculated on a tiered percentage basis set against a scale of assets with fee discounts beginning at the three million dollar level. There are no hidden fees and all costs are individually agreed upon up front before moving forward with any service.